10 Things Everyone Should Do Before They Buy A Home

10 Things Everyone Should Do Before They Buy A Home

Little girl shares a secret

Have you been dreaming about buying a home in Spokane, but find yourself a little intimidated by the process? Here's 10 great tips that can help find the perfect property for you. The one tip I would add to the list is finding a capable Real Estate Agent or Agency to help answer your questions and keep you from crossing your I's and dotting your T's. 


Information from HGTV written by: Drew Scott

Buying Secret #10: Keep Your Money Where It Is

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

Buying Secret #9: Get Pre-Approved for Your Home Loan
There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can't afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research: Learn about junk fees, processing fees or points and make sure there aren’t any hidden costs in the loan.

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Alex Ganea Headshot
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Phone: 509-280-8445
Dated: July 15th 2016
Views: 385
About Alex: I was born and raised in Bucharest Romania where I completed my education and played professional ho...

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